Auto accident claim is an official request
initiated by an automobile policyholder for compensation from a car insurance
company for monetary reward for property damage and the treatment of a bodily
injury sustained by an accident victim in a car accident.
(b) Auto accident claim is a formal notice to
a car insurance company that an automobile policyholder has suffered a loss,
either bodily injury or damaged property that he believed entitles him to
compensation.
(c) In the context of an auto accident claim,
a car insurance company is expected to be liable to indemnify an automobile
policyholder provided the nature of the incidence has been covered in the
automobile insurance policy.
(d) In some situations, most especially when
an automobile policyholder is at fault in a car accident, an auto accident
claim is usually initiated by car accident victims, who may either be a
passenger or other car driver, for monetary compensation against the automobile
policy of at-fault driver before his or her car insurance company.
(e) In this situation, an automobile
policyholder whose auto accident claim has been made has some responsibilities
to discharge to his or her insurance company.
(f) An automobile policyholder has a
responsibility to disclose detailed information to his or her car insurance
company concerning a car accident with other car drivers which may eventually
result in auto accident claims being initiated by those other parties.
(g) In addition to an auto accident claim,
while disclosing a car accident report to his or her car insurance company, the
automobile policyholder is expected to provide the facts of the car accident,
and he or she should not admit accident fault, even if he or she has been
suspected to have contributed to the car accident.
(h) The major essence of this is to enable a
car insurance company to prepare ahead for timely car accident investigation
and immediate auto accident claim reimbursement to the car accident victim.
(i) In practice, car insurance companies mostly in the United State of America, often carry out auto accident claim investigations to determine the validity of such claims.
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